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“I really appreciate receiving the monthly HR newsletter from FIFS. As a small business owner, I have very limited time, resources, and staff to really dive into the many HR compliance issues and regulations that I am expected to adhere to. The newsletter provides guidance and a roadmap to focus my time and energy in the right direction.” – Jerry M., Souderton
Compliance Education Center
USCIS Updates Form I-9 and E-Verify
April 7, 2025
On April 2, 2025, the U.S. Citizenship and Immigration Services (USCIS) updated its Employment Eligibility Verification form (Form I-9) and the Department of Homeland Security (DHS) Privacy Notice in the form’s instructions to align with statutory language. The revised Form I-9 is dated “01/20/25” and has an expiration date of “05/31/2027.”
Employee Leave – Legal Rules
April 2025
Employees may need to take time off from work for various reasons, including for their own medical situations or family emergencies. Federal and state leave laws require employers to provide employees with leave in certain situations.
Class-action Lawsuits Target Health Plan Tobacco Surcharges
April 2025
Numerous class-action lawsuits have recently been filed against employers alleging that health plan premium surcharges related to tobacco use violate federal compliance requirements.
Coping With Stress
April 2025
April is Stress Awareness Month, a time dedicated to acknowledging the commonality of stress and empowering individuals to manage it effectively.
Navigating a Growing Array of Benefits Options
April 2025
In today’s labor market, offering a robust benefits package is essential for employee attraction, retention and well-being.
Complying With COBRA Checklist
April 2025
This checklist outlines key steps for administering COBRA coverage.
Executive Order Directs Federal Agencies to Improve Health Care Price Transparency
April 2025
Recently, President Donald Trump issued an executive order (EO) directing federal agencies to issue new guidance to improve health care price transparency.
5 Steps for Buying Life Insurance
April 2025
Life insurance is a crucial tool that can provide peace of mind and a financial safety net for you and your loved ones in times of loss.
Small Business Tips for Overcoming HR Distrust
April 2025
HR performs several functions that are necessary for small businesses including employee recruitment, onboarding, training, payroll and benefits, compliance and employee relations.
ERISA Compliance FAQs
April 2025
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers.
Employers Should Start Preparing for 2025 RxDC Reporting
March 18, 2025
Group health plans and health insurance issuers must annually submit detailed information on prescription drug and health care spending to the Centers for Medicare & Medicaid Services (CMS). This reporting is referred to as the “prescription drug data collection” (or “RxDC report”).
Executive Order Directs Federal Agencies to Improve Health Care Price Transparency
March 2025
On Feb. 25, 2025, President Donald Trump issued an executive order (EO) titled Making America Healthy Again by Empowering Patients With Clear, Accurate, and Actionable Healthcare Pricing Information. By making more meaningful price information available to patients, this EO aims to promote a more competitive, innovative, affordable and higher-quality health care system.
Small Business Compliance Checklist
March 2025
Compliance is the act of adhering to federal, state and local laws and regulations. It’s an essential part of any business’s operations, regardless of size or industry. Ensuring compliance can aid employers in mitigating risks and avoiding hefty fines and penalties.
4 Tips to Save on Health Care Expenses
March 2025
Once again, health care costs are expected to rise this year. However, there are ways that you can reduce your spending. Consider these four tips:
ERISA Fiduciary Breach Claims Dismissed in Prescription Drug Lawsuit
March 2025
On Jan. 24, 2025, a U.S. District Court for the District of New Jersey dismissed two claims in a class-action lawsuit filed against Johnson & Johnson (J&J), which alleged that the company breached its fiduciary duties under ERISA by mismanaging its prescription drug benefits plan and costing the plan and its participants millions of dollars due to higher out-of-pocket costs for prescription drugs and higher premiums, among other things.
Newly Passed Legislation Modifies ACA Reporting Requirements
March 2025
At the end of 2024, Congress passed two new laws, the Paperwork Burden Reduction Act and the Employer Reporting Improvement Act. These laws eased the Affordable Care Act (ACA) reporting requirements for employers and set new limits on the IRS’ assessment of “pay-or-play” penalties, among other changes.
Small Businesses Expect to Increase Employee Count in 2025
March 2025
Nearly 2 in 3 CEOs of small and midsized businesses (SMBs) expect their total number of employees to increase in 2025, according to a quarterly analysis by Vistage, a CEO coaching organization.
15 Drugs for Medicare Price Negotiations
March 2025
The U.S. Department of Health and Human Services selected 15 additional drugs subject to Medicare Part D price negotiations. Manufacturers with a selected drug had until Feb. 28 to decide whether to participate in negotiations; then, negotiations will continue through 2025.
Form 5500 Exemption for Small Welfare Benefit Plans
March 2025
Employers that are subject to ERISA must file an annual report (Form 5500) with the Department of Labor (DOL) for their employee benefit plans. The Form 5500 must be filed by the last day of the seventh month following the end of the plan year, unless the employer requests an extension.
Employee Benefit Plan Limits for 2025
March 2025
Many employee benefits are subject to annual dollar limits that are adjusted for inflation by the IRS each year. The following commonly offered employee benefits are subject to these limits:
The Connection Between Diet and Mental Health
March 2025
Good nutrition is essential not only for physical health but also for mental well-being. The foods you eat profoundly influence your mood, cognitive function and ability to manage stress. A healthy, well-balanced diet can help you think clearly and be more alert.
Avoiding Common FLSA Overtime Mistakes
March 2025
The federal Fair Labor Standards Act (FLSA) requires employers to pay nonexempt employees with overtime pay for every hour they work over 40 during a workweek. Overtime pay must be paid at a rate of one and one-half the employee’s regular rate of pay.
Federal Court Partially Blocks Trump DEI Executive Order
February 26, 2025
On Feb. 21, 2025, the U.S. District Court for the District of Maryland issued a nationwide preliminary injunction, temporarily blocking certain provisions of Executive Orders (EO) 14151 and 14173 issued by President Donald Trump on Jan. 20, 2025, and Jan. 21, 2025, respectively.
Best Practices for Preparing for Immigration Raids
February 6, 2025
The federal government has recently increased its immigration enforcement efforts. This trend will likely continue in the foreseeable future, increasing employers’ potential risk of being subject to worksite enforcement action.
Medicare Part D Disclosures Due by March 1, 2025
February 3, 2025
Each year, group health plan sponsors are required to complete an online disclosure form with the Centers for Medicare & Medicaid Services (CMS), indicating whether the plan’s prescription drug coverage is creditable or non-creditable.
How the Trump Administration May Impact the Employee Benefits Landscape
February 2025
President Donald Trump returned to the White House on Jan. 20. This transition is expected to bring changes to employee benefits. Here are some potential implications:
EEO-1 Reporting Requirements
February 2025
The EEO-1 Report is a federally mandated survey that collects workforce data categorized by race, ethnicity, sex and job category. Under Title VII of the Civil Rights Act (Title VII), employers with 100 or more employees and certain federal contractors must report this data to the Equal Employment Opportunity Commission (EEOC) by March 31 every year.
Mental Health Minute
February 2025
“Holding space” has become a viral phrase lately, but it’s not a new concept. Holding space is about being present for someone in a way that allows them to feel seen, heard and valued. Mental health professionals say this practice involves being fully present with someone else without trying to solve their problems or minimize them. This is a healthy practice that can help reduce stress, anxiety and depression.
Small Business Bulletin
February 2025
Health care costs are projected to increase substantially in 2025. Estimates show a similar growth in spending as in 2024, marking multiple years of compounding costs.
New ACA Reporting and Penalty Relief
February 2025
At the end of 2024, Congress passed two new laws, the Paperwork Burden Reduction Act and the Employer Reporting Improvement Act, which eased Affordable Care Act (ACA) reporting requirements for employers and set new limits on the IRS’ assessment of “pay-or-play” penalties.
Pay Equity Audits Checklist
February 2025
Pay equity is the practice of compensating employees the same when they perform the same or similar job duties while accounting for factors such as experience, job performance and tenure. This practice considers all forms of compensation, such as salary, overtime pay, bonuses and other benefits.
Telehealth Exception Has Expired for Calendar-year HDHP/HSA Plans
February 2025
In response to the COVID-19 pandemic, the U.S. Congress enacted legislation that temporarily allowed high deductible health plans (HDHPs) to provide benefits for telehealth services before plan deductibles were met. This relief became effective in 2020 and was repeatedly extended.
ERISA Preemption of State PBM Laws
February 2025
The issue of whether the federal Employee Retirement Income Security Act of 1974 (ERISA) preempts state laws is complex, with numerous courts ruling differently on the issue for a wide variety of different state health insurance regulations.
Key Takeaways From the CAA-mandated Prescription Drug Cost Report
February 2025
The Consolidated Appropriations Act, 2021 (CAA) mandates that group health plans and health insurance issuers submit annual data on premiums, enrollment, medical spending and prescription drug rebates to various departments to address this. This initiative, known as the Prescription Drug Data Collection (RxDC), aims to enhance transparency in prescription drugs and health care spending.
Trump Issues Executive Order Combating Private Sector DEI Efforts
January 21, 2025
On Jan. 21, 2025, President Donald Trump issued an executive order (EO) titled Ending Illegal Discrimination and Restoring Merit-Based Opportunity. The EO aims to combat illegal diversity, equity and inclusion (DEI) programs in both the federal and private sectors.
Reducing Health Care Costs in 2025
January 2025
Health care costs are likely to increase by 7%-8% in 2025. As health care affordability remains an issue for many American workers, consider taking these steps to reduce your health care costs this year:
PCORI Fee Amount Adjusted for 2025
January 2025
The IRS recently issued Notice 2024-83 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on or after Oct. 1, 2024, and before Oct. 1, 2025.
2024 Minimum Wage Rates By State
January 2025
Under federal and state laws, employers must compensate their employees with one and one-half their regular rate of pay for any hours of overtime work. However, under these laws, employees who work in an executive, administrative or professional (EAP) capacity are exempt from overtime pay if they satisfy, among other things, the salary level requirements for their exemption.
Form 5500 Deadline is July 31
January 2025
Each year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500) for each employee benefit plan they maintain unless a filing exemption applies.
Group Health Plan Fiduciary Litigation on the Rise
January 2025
Enforcement of the strict standards of fiduciary conduct set forth in the Employee Retirement Income Security Act (ERISA) has traditionally been reserved for retirement plan sponsors. However, a new wave of litigation highlights the importance of employers’ adherence to their fiduciary duties when managing their group health plans.
Key Drivers of 2025 Health Care Cost Increases
January 2025
Health care costs in the United States are likely to increase by 7%-8% in 2025, marking multiple years of compounding costs. As 2025 begins, many employers remain curious about what is driving these increases.
Building Good Mental Wellness Habits for the New Year
January 2025
As a new year starts, many of us reflect on the past and set resolutions for the future. Although physical health goals often take center stage, focusing on mental wellness is equally important.
Survey: Employees Struggling With Drug Prescription Costs
January 2025
The latest Patient Experience Survey by Pharmaceutical Research and Manufacturers of America (PhRMA) revealed that more than half (51%) of Americans with health insurance can’t anticipate what they’ll pay for prescription medications.
Religious Accommodations Checklist
January 2025
Title VII of the Civil Rights Act of 1964 (Title VII) prohibits covered employers from discriminating against individuals because of their religion in hiring, firing or any other terms and conditions of employment.
Mastering SBC Distributions
December 16, 2024
Your summary of benefits and coverage (SBC) empowers eligible employees with essential information about the medical benefits you offer.
Properly distributing your SBC ensures compliance with the Affordable Care Act (ACA) and avoids potential penalties. Below is a simple guide to help you satisfy your SBC distribution obligations.
President-elect Trump Announces Secretary of Labor Nomination
December 6, 2024
In a recent post, President-elect Donald Trump issued a statement announcing his nomination of Rep. Lori Chavez-DeRemer, R-Ore, for the U.S. Secretary of Labor.
From the HR Hotline – 4th Quarter
December 2024
In recent months, employers have been requesting clarification or seeking guidance on midyear benefits election changes, the U.S. Department of Labor’s (DOL) new overtime rule, Affordable Care Act (ACA) eligibility and specific leave of absence situations, including those under the Family and Medical Leave Act (FMLA). This article explores questions and answers to common HR situations.
More States Preparing for Pay Transparency Rules in 2025
December 2024
States and localities have been adding pay transparency requirements since 2021. Several states have pay transparency laws going into effect in 2025, including the following:
In the Loop
December 2024
On Oct. 23, 2024, the U.S. Centers for Disease Control and Prevention (CDC) director endorsed a COVID-19 vaccination recommendation by the CDC’s Advisory Committee on Immunization Practices (ACIP).
Preventing Employee Fraud
December 2024
Employee fraud is when an employee knowingly lies to, steals from or deceives their employer to make personal gains. According to the National Federation of Independent Business, this type of fraud occurs in approximately two-thirds of U.S. small businesses.
Understanding the Key Drivers of 2025 Health Care Cost Increases
December 2024
Health care costs are projected to increase substantially in 2025—likely by 7%-8%. Estimates show a similar growth in spending to 2024, marking multiple years of compounding costs. Here are the key factors impacting these costs in 2025:
Compliance Tracker
December 2024
Federal law prohibits health plans and issuers from entering into contracts with health care providers, third-party administrators (TPAs) or other service providers that contain gag clauses (i.e., clauses restricting the plan or issuer from providing, accessing or sharing certain information about provider price and quality and de-identified claims). Plans and issuers must submit an annual attestation of compliance with this requirement by Dec. 31.
IRS Releases Employee Benefit Plan Limits For 2025
December 2024
Many employee benefits are subject to annual dollar limits that are updated for inflation before the beginning of each calendar year. Most of these annual dollar limits increase for 2025.
The Power of Gratitude and Positive Thinking
December 2024
It can be easy to get caught up in everyday stress and negativity. However, practicing gratitude can be a powerful tool to improve mental health. Gratitude involves recognizing and appreciating life’s positive aspects, which can reduce stress, anxiety and depression.
Federal Court Vacates DOL’s Final Overtime Rule Nationwide
November 15, 2024
On Nov. 15, 2024, the U.S. District Court for the Eastern District of Texas vacated the U.S. Department of Labor’s (DOL) final rule to amend current requirements that employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA).
Implications of the 2024 Election on Employee Benefits and Health Care
November 2024
Millions of Americans have submitted ballots for the 2024 presidential election, and voting concludes on Tuesday, Nov. 5. With a new presidential administration set to take over the White House in January, health care-related topics are a high-priority issue for many voters.
Compliance Tracker
November 2024
As 2024 approaches its end, employers should review their compliance to ensure that all required activities will be completed by the end of the year. This review may include the following tasks:
ACA Information Reporting Penalites Released for Returns Filed in 2026
November 2024
IRS Revenue Procedure 2024-40 includes updated penalty amounts that may apply to reporting entities that fail to comply with the Affordable Care Act’s (ACA) requirements under Internal Revenue Code Sections 6055 and 6056. The increased amounts apply to 2025 information returns and individual statements that are required to be filed and furnished in 2026.
Mercer Report Projects 5.8% Health Benefits Cost Increase in 2025
November 2024
U.S. employers estimate health benefit costs will increase by 5.8% in 2025, according to Mercer’s 2024 National Survey of Employer-sponsored Health Plans. This would mark the third consecutive year that the total cost per employee rose more than 5%.
A Workplace Guide to Promote a Mental Health-Friendly Workplace
November 2024
This Workplace Guide shares more about this important issue and outlines things we can all do to promote a mental health-friendly workplace.
Report Shows More Employers Are Adapting Pay Transparency Practices
November 2024
A recent WTW survey found that the majority of North American employers have pay transparency policies in place due to increased regulatory requirements. In general, larger companies are adapting pay transparency practices quicker than smaller ones.
Final Forms and Instructions for 2024 ACA Reporting Now Available
November 2024
The IRS has released final 2024 forms and instructions for reporting under Internal Revenue Code Sections 6055 and 6056.
Content Digest Top 10 Employee Benefit Resources
November 2024
Looking to stay up to speed on content in Zywave’s products? Review our trending content from the past month.
Motivating Employees to Spend More Time With Open Enrollment
November 2024
A Voya Financial survey revealed that the average American spends far more time on social media each day than reviewing their benefits information for just one day during open enrollment. In fact, nearly 7 in 10 (69%) employees spend 30 minutes or fewer reviewing their options.
Election Day Anxiety and How to Manage It
November 2024
Election season can be a time of heightened stress and anxiety for many people. The constant barrage of news, social media updates and political discussions can feel overwhelming. Sometimes, these feelings may even linger beyond Election Day.
10 Tips to Winterize Your Business
November 2024
As winter approaches, it is crucial for small businesses to prepare for the challenges the season’s weather brings. Whether it’s potential property damage or changes in customer behavior, winter can significantly impact a company’s operations.
IRS Expands List of Preventive Care Benefits for HDHPs
October 17, 2024
On Oct. 17, 2024, the IRS issued Notice 2024-75 (the Notice) to expand the list of preventive care benefits permitted to be provided by a high deductible health plan (HDHP) without a deductible (or with a deductible below the minimum deductible) to include…
How Employers Should Handle MLR Rebates
October 2024
Employers that receive MLR rebates should review the rebate rules and decide how they will administer the rebates. Any rebate amount that qualifies as a “plan asset” under ERISA must be used for the exclusive benefit of the plan’s participants and beneficiaries. Also, employers should use this portion of the rebate within three months of its receipt to avoid ERISA’s trust requirements.
Benefits Toolkit
October 2024
Almost half (48%) of HR professionals plan to increase family health benefits in the next two to three years, according to Maven’s 2024 State of Fertility & Family Benefits report.
USCIS Extends Form I-9 Expiration Date
October 2024
Recently, the U.S. Citizenship and Immigration Services (USCIS) announced that it updated its Employment Eligibility Verification form, also known as Form I-9, to extend the form’s expiration date from July 31, 2026, to May 31, 2027.
Employers Project 8% Increase in Health Care Costs in 2025
October 2024
A recent survey of employers by the International Foundation of Employee Benefit Plans (IFEBP) revealed that U.S. employers estimate a median 8% increase in health care costs for 2025. Catastrophic health claims and rising specialty prescription drug prices are driving the projected increase.
Report Finds Weight Loss Drugs Key Driver of 2025 Health Care Cost Increase
October 2024
A recent Business Group on Health (BGH) survey found that heightened interest and spending on glucagon-
like peptide-1 (GLP-1) drugs is a major driver of rising health care costs in 2025.
Mental Health Parity: New Comparative Analyses Requirements
October 2024
On Sept. 9, 2024, the Departments of Labor, Health and Human Services, and the Treasury (Departments) released a final rule to strengthen the requirements of the Mental Health Parity and Addiction Equity Act (MHPAEA). The final rule focuses on nonquantitative treatment limitations (NQTLs) that health plans and health insurance issuers place on mental health and substance use disorder (MH/SUD) benefits.
Compliance Tracker
October 2024
Employers must disclose to individuals whether their health plan’s prescription drug coverage is creditable or noncreditable by Oct. 14, 2024. This notice must be provided to Medicare-eligible individuals who are covered by the plan’s prescription drug coverage. Model notices are available for employers to use.
ACA’s Pay-or-Play Affordability Percentage Increases for 2025
October 2024
On Sept. 6, 2024, the IRS released the affordability percentage threshold for 2025 plan years under the Affordable Care Act’s (ACA) pay-or-play rules. These rules require ALEs to offer affordable, minimum-value health coverage to their full-time employees (and dependents) or risk paying a penalty.
Report: Employee Happiness Declining in 2024
October 2024
Employee satisfaction has plummeted to its lowest point in four years, according to BambooHR’s most recent Employee Happiness Index.
Mental Health: Depression
October 2024
Everyone occasionally has bouts of sadness, but these feelings are usually temporary. When a person has a depressive disorder, it interferes with daily life. Depression is a common but serious illness.
IBX Newsletters
If you are an employer who offers an Independence Blue Cross or Keystone Health Plan East plan to your employees, please sign up for IBX Works (click this link if you have under 51 employees) or Independence Insider (contact us to sign up if you have 51-999 employees). These newsletters are specifically for you & your employees and contain pertinent information regarding IBX’s new platform migration, along with other helpful information & resources, delivered twice a month.
From the HR Hotline – 3rd Quarter 2024
September 2024
Zywave’s HR Hotline serves as a valuable resource for navigating the pressing challenges facing workplaces today. This newsletter explores some questions and answers to common HR topics.
Early Preparation Is Crucial for 2025 Open Enrollment
September 2024
With the 2025 open enrollment season around the corner, employers have an opportunity to develop attractive benefits offerings and proactively communicate with employees to win them over. Early preparation can help show employees they are valued, convince top performers seeking job changes to stay in their current positions and attract new talent.
Reports Find Majority of Employees Likely to Stay in Current Job
September 2024
Recent reports have found that most employees are choosing to stay with their employers. As the labor market becomes less worker-friendly, employees are less likely to search for new jobs.
2024 Midyear Benefits Trends to Monitor
September 2024
Understanding the latest benefits trends can help employers evaluate their offerings to best meet employee needs, respond effectively to their challenges and gain an advantage over competitors. The following are the latest benefit trends to watch in the second half of 2024.
Consumer Prices Dropped in June For the First Time in 4 Years
September 2024
The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) rose 3% year over year in June, declining from 3.3% in May. This is the first time since May 2020 that the monthly rate has shown a decrease.
Mental Health: Anxiety Disorders
September 2024
Anxiety disorders commonly occur in conjunction with other mental or physical illnesses, last at least six months and can get worse without treatment.
Compliance Tracker
September 2024
Employers with insured health plans might receive rebates if their health insurance issuers did not meet their medical loss ratio (MLR) percentage for 2023. Rebates must be provided by Sept. 30 following the end of the MLR reporting year.
DOL Updates Model Employer CHIP Notice
September 2024
The U.S. Department of Labor (DOL) has released a new model employer Children’s Health Insurance Program (CHIP) notice with information that is current as of July 31, 2024.
Increased Civil Penalty Amounts for SBC, MSP, HIPAA Violations
Aug 8, 2024
On Aug. 8, 2024, the U.S. Department of Health and Human Services (HHS) published a final rule increasing key penalties affecting group health plans.
From the HR Hotline
Aug 2024
Here are the top five trending topics employers asked about in June 2024.
Keeping Up With Compliance – Quarterly Newsletter
3rd Quarter 2024
Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top of new requirements and minimize compliance risks.
The Impact of SCOTUS Overruling Chevron Deference
Aug 2024
This month’s In the Loop Newsletter highlights the impact of SCOTUS overruling Chevron deference and employees’ benefits-related rights.
Spousal Incentive HRAs
Aug 2024
Spousal incentive health reimbursement arrangements (HRAs) are a type of tax-advantaged medical reimbursement account that employers use as a cost-saving strategy.
Benefits Buzz
Aug 2024
The 5th U.S. Circuit Court of Appeals recently ruled that a key component of the Affordable Care Act’s (ACA) preventive care mandate is unconstitutional.
Fostering a Culture of Workplace Safety
Aug 2024
Fostering a strong safety culture provides many benefits to an organization. In addition to reducing the risk of workplace accidents, such a culture can also help improve employee morale, enhance a small business’s reputation, and minimize related costs and liabilities.
OSHA Proposes Heat Injury and Illness Prevention Standard
Aug 2024
The U.S. Department of Labor’s (DOL) Occupational Safety and Health Administration (OSHA) recently announced an unofficial version of the proposed standard to protect workers from heat injury and illness.
What Employers Should Know About Precision Medicine
Aug 2024
Precision medicine, also known as personalized medicine, aims to customize medical care by considering the unique characteristics of each patient. The approach focuses on getting the right treatment to the patient at the right time and for the right price.
Getting Ready for Open Enrollment
Aug 2024
Employers with calendar-year plans should start preparing for open enrollment for the plan year starting Jan. 1, 2025. This process should include reviewing your company’s benefit offerings, working with vendors to make any benefit adjustments…
The Connection Between Mental Health and Chronic Illness
Aug 2024
Living with a chronic illness can be draining, both physically and mentally. As such, people who live with a chronic illness are at a higher risk of developing a mental health condition.
Attraction & Retention Quarterly Newsletter
3rd Quarter 2024
The U.S. Bureau of Labor Statistics’ recent Job Openings and Labor Turnover Summary revealed that the economy added 272,000 nonfarm payroll jobs in May, marking an acceleration in hiring following 165,000 gains in April.
U.S. Workers Are Satisfied With Their PTO, But Don’t Exhaust It
July 2024
A new Harris Poll survey found that most employed Americans are satisfied with their company’s paid time off (PTO) policy; however, 3 in 4 said they didn’t use the maximum PTO permitted by their employer.
IRS FAQs on Educational Assistance Programs
July 2024
The Internal Revenue Service (IRS) has issued frequently asked questions (FAQs) that provide general information on educational assistance programs under Section 127 of the Internal Revenue Code (Code).
Biden Administration Cancels $7.7 Billion in Student Debt for 160,000 Borrowers
July 2024
On May 21, 2024, President Joe Biden announced that an additional 160,000 Americans would get their student debt—a collective $7.7 billion—canceled. With this move, the Biden-Harris administration has offered a total of $167 billion in loan forgiveness to 4.75 million Americans
How the DOL’s New Overtime Rule Could Impact Employee Benefits
July 2024
A recent U.S. Department of Labor (DOL) final rule increases the salary thresholds used to determine whether executive, administrative and professional (EAP employees are exempt from overtime pay under federal law.
Boost Your Mental Well-being by Saying Goodbye to Stress
July 2024
If you’re feeling stressed at work, you’re among the 80% of Americans who feel the same way. Stress affects your mental health, but it can show itself in other ways too.
Report: Heath Care Costs Are 254% Higher for Privately Insured Patients Than Those With Medicare
July 2024
A new RAND report revealed that in 2022, private insurers paid hospitals an average of 254% more than what Medicare would have paid for the same services, a jump from 224% in 2020.
PCORI Fees Are Due by July 31, 2024
July 2024
The Affordable Care Act requires employers with self-funded health plans and health insurance issuers to pay Patient-Centered Outcomes Research Institue fees (PCORI fees). The fees are reported and paid annually using IRS Form 720, the Quarterly Federal Excise Tax Return.
ERISA Penalties Awarded for Failing to Respond to Request for Information
June 25, 2024
The U.S. District Court for the District of Montana recently awarded over $32,000 in penalties against an employer’s self-insured health plan and its third-party administrator (TPA) for failing to provide information to a plan participant upon request.
From the HR Hotline: 2nd Quarter 2024
June 2024
Our HR consultants continue to provide expertise and serve as a valuable resource for navigating the pressing challenges facing employers today. The HR Hotline fields dozens of questions each day from employers seeking answers to their HR questions.
Group Health Plan Fiduciary Litigation on the Rise
June 2024
Enforcement of the strict standards of fiduciary conduct outlined in the Employee Retirement Income Security Act (ERISA) has traditionally been reserved for retirement plan sponsors. However, a new class-action lawsuit against Johnson & Johnson highlights the importance of employers’ adherence to their fiduciary duties when managing their group health plans.
Compliance Tracker – June 2025
June 2024
Find out what reporting requirements are due to make sure you are up-to-date with your compliance obligations.
HSA/HDHP Limits Will Increase for 2025
June 2024
On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2025.
Stay Interview Best Practices
June 2024
Stay interviews attempt to discover what makes an employee want to work—or stop working—for the organization and any aspects of the company that need to be addressed to make working there more attractive.
Health Panel Drops Breast Cancer Screening Age to 40
June 2024
On April 30, 2024, the U.S. Preventive Services Task Force (USPSTF) recommended that women get a mammogram every other year starting at age 40 and continuing until they are 74. Nearly one year after this screening guidance was drafted in May 2023, the health panel’s recommendations have been finalized without major changes.
HR Brief
June 2024
Recently, the U.S. Department of Labor (DOL) announced a final rule to amend current requirements employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA). The final rule will take effect on July 1, 2024.
Sleep and Mental Health
June 2024
Not only is your physical health affected when you don’t get enough sleep, but it also takes a toll on your mental health. In fact, mental health and sleep are so closely related that a lack of sleep can often lead to issues such as anxiety or depression.
HSA/HDHP Limits Will Increase for 2025
May 9, 2024
On May 9, 2024, the IRS released Revenue Procedure 2024-25 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2025.
New HIPAA Rule Will Require Updates to Privacy Notices
May 3, 2024
On April 26, 2024, the U.S. Department of Health and Human Services (HHS) issued a final rule that strengthens the HIPAA Privacy Rule by prohibiting the disclosure of protected health information (PHI) related to lawful reproductive health care in certain situations.
Small Business Bulletin
May 2024
Employers of all sizes continue to face attraction and retention challenges. Successful efforts to win over workers can require significant time and carry high costs, but failing to attract talent or losing existing employees is particularly costly for small businesses.
Responding to the DOL’s New Overtime Rule
May 2024
On April 23, 2024, the U.S. Department of Labor (DOL) announced a final rule to amend current requirements employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA).
Keeping Up With Compliance – Quarterly Newsletter
2nd Quarter 2024
Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top of new requirements and minimize its compliance risks.
CDC Drops 5-day Isolation Guidance for COVID-19
May 2024
On March 1, 2024, the Centers for Disease Control and Prevention (CDC) released new guidance for individuals who test positive for coronavirus (COVID-19).
Compliance Tracker – May 2024
May 2024
Employers should regularly review their compliance with federal, state and local employment laws. During 2024, this review may include:
Prescription Drug Report is Due by June 1, 2024
May 2024
Group health plans must annually submit detailed information on prescription drug and health care spending to the federal government. This reporting is referred to as the “prescription drug data collection,” or the “RxDC report.”
Your Wellness Matters
May 2024
Your mental health plays a large role in your overall well-being. Millions of Americans face mental health challenges each year.
Mental Health Parity Compliance Remains a Key Focus in 2024
May 2024
The federal government is continuing its efforts to improve access to mental health and substance use disorder (MH/SUD) care in 2024, with a top enforcement priority being compliance with the Mental Health Parity and Addiction Equity Act (MHPAEA) for employer-sponsored health plans.
Benefits Toolkit – Life Insurance
April 2024
Employer-provided life insurance is an essential component of a comprehensive benefits package, as it demonstrates a company’s commitment to the welfare of its employees beyond their day-to-day work responsibilities.
Primer on Precision Medicine
April 2024
Precision medicine, also known as personalized medicine, tailors medical treatment and interventions to each patient’s individual characteristics.
White House Cancels $1.2 Billion in Student Debt for More Than 150,000 Borrowers
April 2024
On Feb. 21, 2024, President Joe Biden approved $1.2 billion in student debt cancellation for almost 153,000 borrowers currently enrolled in Saving on a Valuable Education (SAVE) repayment plans, lowering their financial burden.
4 Employment Policies to Review in 2024
April 2024
The employment policies in employee handbooks are important for establishing employee expectations, addressing workplace issues and defending against potential lawsuits. However, failing to update these policies regularly can make employers vulnerable to legal risks and liabilities, resulting in costly fines, penalties and attorney fees.
The Mental Health Benefits of Exercise
April 2024
While physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression and a negative mood.
Compliance Tracker Newsletter
April 2024
Applicable large employers (ALEs) and non-ALEs with self-insured plans must file their ACA returns with the IRS by April 1, 2024, if filing electronically. Beginning in 2024, most employers are required to file their ACA returns electronically.
DOL Releases ERISA Enforcement Results for 2023
April 2024
The U.S. Department of Labor (DOL) has released the results of its Employee Benefits Security Administration’s (EBSA) enforcement actions during fiscal year (FY) 2023.
Biden Budget Proposes National Paid Family and Medical Leave
March 22, 2024
President Joe Biden’s proposed budget for fiscal year 2025 includes a national paid family and medical leave program and urges Congressional action on mandatory paid sick leave.
Prescription Drug Reporting (RxDC Report) due by June 1, 2024
March 7, 2024
The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report information on prescription drugs and health care spending to the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments).
From the HR Hotline – 1st Quarter 2024
March 2024
Our HR consultants continue to provide expertise and serve as a valuable resource for navigating the pressing challenges facing employers today. The HR Hotline fields dozens of questions each day from employers seeking answers to their HR questions.
March Compliance Tracker
March 2024
Applicable large employers (ALEs) and non-ALEs with self-insured health plans must furnish ACA coverage statements to employees by March 1, 2024.
Keeping Up With Compliance Quarterly
March 2024
Keeping up with compliance developments can be difficult and time-consuming. This quarterly update highlights recent legal developments to help your organization stay on top of new requirements and minimize its compliance risks.
IRS Releases ACA Pay-or-Play Penalties for 2025
March 2024
The IRS recently released updated penalty amounts for 2025 related to the employer-shared responsibility (pay-or-play) rules under the Affordable Care Act (ACA).
Managing Rising Health Care Costs in 2024
March 2024
Employees and employers alike can expect their health care costs to increase in 2024. In fact, many anticipate health care costs growing between 6% and 8.5% in 2024, the largest increase in over a decade.
4 Ways AI Could Impact the Workplace in 2024
March 2024
Artificial intelligence (AI) garnered attention from every industry in 2023, revolutionizing how organizations operate and make decisions.
USCIS Issues Final Rule to Adjust Certain Immigration & Naturalization Fees
March 2024
Recently, the U.S. Citizenship and Immigration Services (USCIS) released a final rule to increase immigration and naturalization fees for multiple employment-based petitions and applications, effective April 1, 2024.
4 Mental Health Tips for Remote & Hybrid Employees
March 2024
When working remotely, the line between work and home can easily become blurred, negatively impacting mental health.
Cybersecurity Best Practices
March 2024
Cyberattacks are becoming more frequent and complex, and businesses of all sizes and industries are potential targets. In fact…
Key Health Plan Notice Updates for 2023, 2024, and Beyond
February 16, 2024
Employers should be aware of updates to several model notices that can be used to comply with certain disclosure requirements that apply to their group health plans under federal laws.
DOL Releases Audit Results of ERISA Enforcement During 2023
February 14, 2024
The U.S. Department of Labor (DOL) has released the results of its Employee Benefits Security Administration’s (EBSA) enforcement actions during fiscal year (FY) 2023.
DOL Releases Updated Model Employer CHIP Notice
February 1, 2024
The Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current as of Jan. 31, 2024.
Retirement Changed in 2023; Are You Prepared?
February 2024
The past year has brought changes in the retirement landscape that demand workers’ attention.
Small Business Bulletin
February 2024
In today’s market, HR professionals must adapt to the changing expectations of organizations and employees amid difficult economic conditions. As such, proactive HR leaders and professionals will approach 2024 with strategies that incorporate artificial intelligence (AI) into everyday operations, satisfy employee demands for greater compensation and flexibility, and conform to evolving compliance standards.
Compliance Tracker Newsletter
February 2024
Employers must post OSHA Form 300A by Feb. 1, 2024, in each establishment in a conspicuous place or places where notices to employees are customarily posted.
5 Key Employee Benefits Trends in 2024
February 2024
Attracting and retaining employees has been a challenge for employers since the onset of the COVID-19 pandemic. In 2024, the labor market is expected to cool slightly; however, competition for talent will remain.
HR Brief
February 2024
In today’s market, HR professionals must adapt to the changing expectations of organizations and employees amid difficult economic conditions. To aid HR professionals in meeting these challenges, here are three HR trends to follow in 2024.
Selecting a Mental Health Professional
February 2024
For the many Americans that seek help from mental health professionals, selecting a provider is an important decision that should be made carefully.
ACA Reporting Deadlines are Approaching
February 2024
Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with upcoming reporting deadlines.
DOL Releases Benefit-related Penalty Amounts for 2024
January 11, 2024
On Jan. 11, 2024, the U.S. Department of Labor (DOL) published the 2024 inflation-adjusted civil monetary penalties that may be assessed for a wide range of employee benefit-related violations.
Compliance Bulletin
January 8, 2024
Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in early 2024. The following employers are subject to ACA reporting under Sections 6055 and 6056:
January 2024 Compliance Tracker
January 2024
As 2024 begins, employers should review their compliance with federal, state and local employment laws. This calendar summarizes compliance deadlines for January 2024 and provides important compliance reminders for the start of the year.
The Impact of Sleep on Mental Health
January 2024
Not only is your physical health affected when you don’t get enough sleep, but it also takes a toll on your mental health. In fact, mental health and sleep are so closely related that a lack of sleep can often lead to issues such as anxiety or depression.
Small Business Bulletin
January 2024
Recent findings from payroll provider ADP showed that small businesses hired more than large employees during the fall of 2023.
HR Brief
January 2024
Recently, the National Labor Relations Board (NLRB) announced it would push the effective date of the new joint employer rule to Feb. 26, 2024.
2024 Limits to Know
January 2024
Many benefits plans have updated limits for the new calendar year. Understanding these limits can help you successfully manage your finances in the new year.
Health Plans Must Expand Price Comparison Tool for 2024
January 2024
Beginning in 2024, group health plans and health insurance issuers must expand the internet-based price comparison tool they make available to participants, beneficiaries and enrollees so that it includes all covered items, services, and drugs.
2023 Employer Reporting Requirements
December 13, 2023
This document outlines sections 6055 & 6056, the “B” and “C” forms, and the employer reporting obligations to both employees and the IRS.
Small Business Bulletin
December 2023
The last months of the year are a great time for small businesses to ensure they’re prepared for everything that needs to be done.
Healthy Habits That Can Lower Your Risk of Depression
December 2023
A recent international study published in the Nature Mental Health journal found that certain lifestyle factors can reduce the risk of depression by 57%.
Managing Financial Stress During the Holidays
December 2023
If the holiday shopping season stresses you out, you’re not alone….
In the Loop
December 2023
The U.S. Social Security Administration (SSA) recently announced that the average monthly Social Security check for retired workers will rise 3.2% or $59, to $1,906 next year.
HR Brief
December 2023
The Internal Revenue Service (IRS) has released Notice 2023-75, containing cost-of-living adjustments for 2024 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts (IRAs).
Employee Financial Wellness Programs
December 2023
A lack of financial knowledge can hold anyone back. When left with few reliable financial resources, employees may continue to struggle.
IRS Announces Employee Benefit Plan Limits for 2024
December 2023
Many employee benefits are subject to annual dollar limits that are updated for inflation before the beginning of each calendar year. Most of these annual dollar limits will increase in 2024.
2024 Open Enrollment Checklist
November 1, 2023
To get ready for open enrollment, employers who sponsor group health plans should be aware of the legal changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2024.
Benefits Buzz
November 2023
The IRS has released final 2023 forms and instructions for reporting under Internal Revenue Code Sections 6055 and 6056.
Benefits Breakdown
November 2023
According to the World Health Organization, 1 in 6 people struggle with fertility issues. The journey to parenthood can be costly and challenging, so it’s not surprising that family planning-related stress often impacts employees’ work performance.
Live Well, Work Well
November 2023
The Centers for Disease Control and Prevention (CDC) reports that over 37 million American adults have diabetes, and 1 in 5 don’t know they have it.
Small Business Bulletin
November 2023
Open enrollment can be an overwhelming time for small businesses. They must choose a benefits package that balances cost and value, as well as facilitate the enrollment process for employees.
HR Brief
November 2023
The IRS has released draft instructions for 2023 Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 and 6056. Draft forms for 2023 reporting were previously released in July.
In The Loop
November 2023
On Sept. 21, 2023, the Biden administration announced an initiative that would prevent unpaid medical bills from impacting Americans’ credit scores.
PCORI Fee Amount Adjusted for 2024
October 18, 2023
The Internal Revenue Service (IRS) has issued Notice 2023-70 to increase the Patient-Centered Outcomes Research Institute (PCORI) fee amount for plan years ending on or after Oct. 1, 2023, and before Oct. 1, 2024. T
Health Care Reform: How Employers Should Handle MLR Rebates
October 2, 2023
Employers that receive MLR rebates should review the rebate rules and decide how they will administer the rebates. Any rebate amount that qualifies as a “plan asset” under ERISA must be used for the exclusive benefit of the plan’s participants and beneficiaries. Also, employers should use this portion of the rebate within three months of its receipt to avoid ERISA’s trust requirements.
Benefits Breakdown
October 2023
More of today’s employers are educating their employees on surprise medical bills, cost-sharing and choosing a health plan. This can help workers reduce health care costs for themselves and their organizations. Consider these strategies…
HR Brief
October 2023
Recently, the U.S. Department of Labor (DOL) announced a proposed rule to amend current requirements employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA).
In the Loop
October 2023
Artificial intelligence (AI) has contributed to significant advances across many industries. Now, many people are using AI as a tool for self-diagnosis or to get answers to health-related questions.
Live Well, Work Well
October 2023
Influenza (flu) season lasts from October through May in the United States, with peak season between December and March. Since the start of the COVID-19 pandemic….
Small Business Bulletin
October 2023
Artificial intelligence (AI) has made its way into many workplaces nationwide and is rapidly changing how organizations operate and make decisions.
Prescription Drug Notices Due by October 15
September 25, 2023
Each year, group health plan sponsors must disclose whether the plan’s prescription drug coverage is creditable to all Medicare Part D-eligible individuals. The notice must be provided by Oct. 15, the beginning of the annual enrollment period for Medicare Part D. This is true even when, as in 2023, Oct. 15 falls on a weekend.
MLR Rebate Checks To Be Issued Soon
September 20, 2023
As a reminder, insurance carriers are required to satisfy certain medical loss ratio (“MLR”) thresholds. This generally means that…
Small Business Bulletin
September 2023
As small businesses compete amid ongoing talent shortages, often with fewer resources than large companies, they may need to get creative in their attraction and hiring efforts.
In the Loop
September 2023
The Biden administration recently launched a beta website for its new student debt loan repayment plan, the Saving on a Valuable Education (SAVE) plan.
Live Well, Work Well
September 2023
In the pursuit of a fulfilling life, happiness is a goal for many. However, happiness is not an isolated concept…
Mental Health Minute
September 2023
Recent research indicates that the communication between your brain and your gut plays a crucial role in your overall health.
HR Compliance Bulletin
August 30, 2023
On Aug. 30, 2023, the U.S. Department of Labor (DOL) announced a proposed rule to amend current requirements employees in white-collar occupations must satisfy to qualify for an overtime exemption under the Fair Labor Standards Act (FLSA).
Checklist for Completing Form I-9
August 21, 2023
Federal law requires employers to hire only individuals who may legally work in the United States – either U.S. citizens or authorized foreign nationals. To comply with the law, employers must verify the identity and employment authorization of each individual they hire….
News Brief
August 17, 2023
The U.S. Equal Employment Opportunity Commission (EEOC) settles its first AI Discrimination Case.
ERISA Compliance FAQs
August 3, 2023
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers. ERISA includes requirements for both retirement plans (for example, 401(k) plans) and welfare benefit plans (for example, group health plans).
Benefits Buzz
August 2023
On July 13, 2023, the U.S. Food and Drug Administration (FDA) announced that it approved the first nonprescription daily oral contraceptive to prevent pregnancy.
In the Loop
August 2023
In many parts of the country, wildfire season is now in full effect. Wildfires pose a serious threat to life, property, and health.
Small Business Bulletin
August 2023
As talent shortages persist across industries, an increasing number of small businesses are grappling with the need to adapt to this “new normal” to address this challenge effectively.
Live Well, Work Well
August 2023
Self-discipline is an important skill that can enable you to reach personal and professional goals. Developing self-discipline is like strengthening muscles; it can be improved with practice.
Mental Health Minute
August 2023
Happiness is a positive emotion that can include feelings of gladness, satisfaction, joy, and well-being. Many Americans desire happy, fulfilling lives. However, happiness is not an isolated feeling. It’s complex and connected to your overall physical and mental health.
Do You Have An Employee Losing Medicaid Coverage?
July 25, 2023
On July 20, 2023, the Departments of Labor, Health and Human Services and the Treasury (Departments) released a letter calling on employers who sponsor group health plans to extend their HIPAA special enrollment periods beyond 60 days for individuals who lose coverage under Medicaid or the Children’s Health Insurance Program (CHIP).
New Form I-9 Available Aug. 1, 2023
July 25, 2023
On July 21, 2023, the U.S. Citizenship and Immigration Services (USCIS) announced a new version of Form I‑9, also known as the Employment Eligibility Verification form.
President Biden Announces New Actions Intended to Provide Debt Relief
July 24, 2023
President Joe Biden recently announced a new plan to pursue debt cancellation under the Higher Education Act (HEA).
Are You Ready for a World Driven by Artificial Intelligence?
July 18, 2023
Artificial intelligence (AI) impacts almost every area of society. And as groundbreaking technologies like generative AI emerge, this impact will increase in the coming years.
Important Update: COBRA Timeframes Resuming
July 13, 2023
The temporary pause on COBRA payments and timeframes, which was extended during the COVID-19 National Emergency, came to an end on July 10, 2023.
What the Groff v. DeJoy SCOTUS Opinion Means for Employers
July 10, 2023
On June 29, 2023, the U.S. Supreme Court issued its opinion in Groff v. DeJoy. The case significantly heightens the bar for employers looking to deny an employee’s request for a religious accommodation.
HR Brief
July 2023
The IRS recently released Revenue Procedure 2023-23 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2024. The IRS is required to publish these limits by June 1 of each year.
Benefits Breakdown
July 2023
Cell and gene therapy (CGT) is a treatment that modifies a patient’s genetic code to treat or cure specific diseases.
Live Well, Work Well
July 2023
At some point throughout the summer, you may spend time outside with family and friends at a picnic or backyard barbecue. If you aren’t careful about handling foods and beverages during these cookouts, you’re putting yourself and others at risk for potential food-related illnesses.
In the Loop
July 2023
Self-discipline is a crucial skill that can help you reach professional goals and milestones. It describes your ability to focus on a task or goal to accomplish it.
Mental Health Minute
July 2023
A Healthline survey recently found that 25% of people say social media negatively impacts their mental well-being, and more than half (53%) believe cutting down on social media use could improve their mental health.
Small Business Bulletin
July 2023
Employee fraud, which involves deliberate dishonesty, theft or deception by an employee for personal gain, is prevalent in nearly two-thirds of U.S. small businesses, according to the National Federation of Independent Business.
EEOC Issues New Posters With PWFA Updates for June 27, 2023, & After
June 27, 2023
The Equal Employment Opportunity Commission (EEOC) has issued new posters that include information about the Pregnant Workers Fairness Act (PWFA).
ERISA Compliance FAQs
June 23, 2023
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for employee benefit plans maintained by private-sector employers.
Creating a Job Description Checklist
June 20, 2023
Crafting an effective job description is a crucial step in attracting top talent and ensuring a successful hiring process.
HR Insights
June 1, 2023
“Bare Minimum Monday” is one of many recent employment trends to gain popularity on social media. Similar to “quiet quitting,” this trend entails employees prioritizing their work-life
Health Care Overview
June 1, 2023
Group health plans and health insurance issuers are subject to many new requirements designed to increase health care transparency and protect consumers against surprise medical bills. These requirements come from final rules regarding transparency in coverage (TiC Final Rules), which were issued by the Departments of Labor, Health and Human Services and the Treasury (Departments) in November 2020, and the Consolidated Appropriations Act, 2021 (CAA), which was signed into law in December 2020.
News Brief
June 1, 2023
The U.S. Equal Employment Opportunity Commission (EEOC) recently released technical assistance focusing on preventing discrimination against applicants and employees because of employers’ use of algorithmic decision-making tools when making employment decisions.
Benefits Buzz Newsletter
June 2023
On May 16, 2023, the IRS released Revenue Procedure 2023-23 to provide the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2024.
HR Brief Newsletter
June 2023
Recently, the U.S. Department of Homeland Security (DHS) and the U.S. Immigration and Customs Enforcement (ICE) announced that employers have until Aug. 30, 2023, to complete the physical inspection of identity and employment eligibility documents for any employee whose Employment Eligibility Verification form (Form I-9) was completed virtually according to the temporary flexibilities extended during the COVID-19 pandemic.
Benefits Breakdown Newsletter
June 2023
What employers need to know about Medicaid redeterminations…
Live Well, Work Well Newsletter
June 2023
As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as health experts recommend at least 150 minutes of moderate aerobic activity each week.
Mental Health Minute
June 2023
While physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression, and negative moods.
Small Business Bulletin
June 2023
With fewer employees, small businesses tend to be more dependent on workers’ individual performance. As a result, there’s often a lot at stake for a small business when hiring and developing talent.
DOL Issues Opinion Letter About Holidays During FMLA Leave
May 31, 2023
On May 30, 2023, the Wage and Hour Division (WHD) of the U.S. Department of Labor issued Opinion Letter FMLA2023-2-A: “Whether Holidays Count Against an Employee’s FMLA Leave Entitlement and Determination of the Amount of Leave Taken.”
Legalized Marijuana State Laws & Related Employment Laws
May 15, 2023
Employers should become familiar with all applicable laws before implementing or enforcing any workplace policies regarding employee marijuana use. This infographic highlights state laws for legalized marijuana and related employment laws.
HR Insights
May 1, 2023
The introduction of artificial intelligence (AI) tools such as ChatGPT, Eightfold and HireVue is forever changing the HR landscape.
Legal Update
May 1, 2023
Aiming to promote responsible innovation in automated systems—including those marketed as artificial intelligence or AI—four federal agencies have issued a joint statement pledging to monitor the development and use of these systems and vigorously enforce anti-discrimination laws as they become more common.
HR Brief
May 2023
Under Title VII of the Civil Rights Act (Title VII), employers with 100 or more employees and certain federal contractors must submit a report about their workforces to the Equal Employment Opportunity Commission (EEOC) by March 31 every year.
Benefits Buzz
May 2023
How the end of the COVID-19 National Emergency impacts health plan deadlines.
Small Business Bulletin
May 2023
Vendors provide access to expertise, products, and services that help a business run. Vendor management is important for a small business’s overall success and growth because it can help organizations control costs, minimize risks and improve services, but the practice can be challenging.
Benefits Breakdown
May 2023
Rapidly increasing health care costs will likely continue to impact employers for the foreseeable future. The introduction of biosimilar drugs as an alternative to biologics may bring value to health care by offering cost savings and increasing employee access to necessary medications.
In the Loop
May 2023
The U.S. Food and Drug Administration (FDA) recently approved the sale of Narcan, a brand name for the drug naloxone and the standard treatment for opioid overdose, without a prescription.
Live Well, Work Well
May 2023
Mental Health Awareness Month, observed every May, is a time to raise awareness and break the stigma about mental health, and support people with mental illness.
Legal Update
April 27, 2023
The deadline for health plans and health insurance issuers to submit their second prescription drug data collection (RxDC) report is June 1, 2023. This is an annual reporting requirement; plans and issuers will generally submit these reports by June 1 of each year, reporting information for the prior calendar year.
ACA Compliance Bulletin
April 24, 2023
On April 13, 2023, the Departments of Labor, Health and Human Services, and the Treasury (Departments) issued frequently asked questions (FAQs) regarding the Affordable Care Act’s (ACA) preventive care coverage requirement.
Guidance Issued on Emergency Period Expiration
April 14, 2023
This Compliance Bulletin contains guidance released in FAQ 58; however, President Joe Biden subsequently signed a House Bill on April 10, 2023 immediately ending the National Emergency, which may change certain dates referenced below. It is possible that FAQ 58 will be updated to reflect new dates. The signed Bill did not change the end of the Public Health Emergency, which remains May 11, 2023.
Legal Update
April 12, 2023
On April 10, 2023, President Biden signed a resolution ending the COVID-19 national emergency that had been in place since 2020. The Biden administration had previously announced a May 11, 2023, end date to both the national emergency and the public health emergency (PHE), but the signing of the bipartisan legislation terminates the national emergency as of April 10, 2023.
Benefits Breakdown
April 3, 2023
Americans spend less than one hour on health plan options during open enrollment…
Small Business Bulletin
April 3, 2023
Artificial intelligence (AI) chatbot ChatGPT has recently made waves for producing human-like text from user inputs. Accessible to anyone with a computer and internet connection, ChatGPT produces usable written material on a wide range of topics.
In the Loop
April 2, 2023
Global spending on prescription drugs will reach nearly $1.8 trillion by 2026, with the United States
alone spending up to $715 billion…
Benefits Buzz Newsletter
April 2, 2023
On Feb. 23, 2023, the Departments of Labor, Health and Human Services, and the Treasury (Departments) issued FAQs on the prohibition of gag clauses…
Mental Health Minute
April 1, 2023
When times get tough, instinct often pushes people toward coping mechanisms. These mechanisms can help people feel like they’re…
Live Well, Work Well
April 1, 2023
According to the Asthma and Allergy Foundation of America (AAFA), allergies are the nation’s sixth-leading cause of chronic illness.
Legal Update
March 30, 2023
On March 30, 2023, the U.S. District Court for the Northern District of Texas issued a ruling that affects portions of the Affordable Care Act’s (ACA) preventive care services requirement.
Senate Votes to End COVID-19 National Emergency Declaration Early
March 29, 2023
On March 29, 2023, the U.S. Senate passed a resolution that would end the COVID-19 national emergency declaration that has been in place since 2020.
Compliance Overview
March 16, 2023
Under ERISA, employer-sponsored welfare benefit plans, such as group health plans, must be described in a written plan document.
HR Insights
March 3, 2023
Nearly two decades ago, more employers started requiring college degrees for positions that previously did not require one…
ACA Compliance Bulletin
March 2, 2023
Section 1557 of the Affordable Care Act (ACA) prohibits discrimination based on race, color, national origin, sex, age or disability in certain health programs and activities.
Benefits Buzz
March 2, 2023
On Jan. 30, 2023, the Biden administration announced that it plans to end the COVID-19 public health emergency (PHE) and national emergency on May 11, 2023.
Live Well, Work Well
March 2, 2023
March is recognized as National Nutrition Month, making it a great time to evaluate the food and beverages you’re putting into your body.
Health Care Bulletin
February 24, 2023
On Feb. 23, 2023, the Departments of Labor, Health and Human Services and the Treasury (Departments) issued FAQs on the prohibition of gag clauses under the transparency provisions of the Consolidated Appropriations Act, 2021 (CAA).
2023 HR Compliance Calendar
February 15, 2023
Use this HR calendar to keep track of important compliance tasks for 2023.
News Brief
February 9, 2023
On Tuesday, Feb. 7, President Joe Biden delivered the 2023 State of the Union address where he discussed Employee Benefits and the workplace.
Health Care Overview
February 6, 2023
Group health plans and health insurance issuers are subject to many new requirements designed to increase healthcare transparency and protect consumers against surprise medical bills.
Benefits Buzz
February 3, 2023
The Consolidated Appropriations Act, 2023 (CAA) extends the ability of high deductible health plans (HDHPs) to provide benefits for telehealth…
In the Loop
February 3, 2023
The Federal Trade Commission (FTC) recently announced a proposed rule that would ban noncompete clauses in employment agreements.
Small Business Bulletin
February 3, 2023
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023…
Live Well, Work Well
February 2, 2023
Some people wake up ready to take on the day, while others may need more time or a cup of coffee to start their day.
HR Brief
February 2, 2023
In 2023, it’s critical for employers to consider how to prepare for economic uncertainty and build resilient, prepared organizations.
Benefits Breakdown
February 2, 2023
There’s no denying that employees’ needs have changed in recent years.
HR Compliance Overview
February 1, 2023
The current federal minimum wage rate is $7.25 per hour. However, several states have adopted minimum wage rates higher than the federal rate.
Health Care Bulletin
January 31, 2023
The Biden Administration has announced its plan to end the COVID-19 national emergency and public health emergency (PHE) on May 11, 2023.
Amazon Launches Subscription-based Prescription Drug Service
January 26th, 2023
On Jan. 24, Amazon announced a new Prime membership benefit from Amazon Pharmacy. RxPass will be available only as a subscription service for customers who have Amazon Prime memberships.
Small Business Bulletin
January 24th, 2023
A recession is a prolonged and pervasive reduction in economic activity that can last for several months or years.
Benefits Buzz Newsletter
January 14th, 2023
On Dec. 12, 2022, the IRS released a final rule that extends the annual furnishing deadlines for Sections 6055 and 6056 reporting under the Affordable Care Act (ACA).
Live Well, Work Well
January 12th, 2023
Winter is one of the most challenging times of the year to collect enough blood products and donations to meet patient needs. That’s why National Blood Donor Month is celebrated every January.
HR Brief
January 11th, 2023
There’s no denying that employees’ needs have changed over the past few years, and many workers are paying more attention to their benefits and wondering how to stretch their dollars further.
In The Loop
January 11th, 2023
Many employee benefits are subject to annual dollar limits that are adjusted for inflation each year by the IRS.
Benefits Breakdown
January 10th, 2023
Many employee benefits are subject to annual dollar limits that the IRS adjusts for inflation each year. The IRS typically announces the dollar limits that will apply for the next calendar year well before the beginning of that year.
Benefits Insights
January 10th, 2023
Benefits have always been crucial for attracting and retaining top performers. For 2023, employers are uniquely positioned to offer more than just a health care plan, including holistic benefits, resources and perks that today’s workers most need.
2023 Limits to Know
January 8th, 2023
Many benefit plan limits have changed for the new calendar year. Here are some limits to review for 2023.
ACA Compliance Bulletin
January 7th, 2023
Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should prepare to comply with reporting deadlines in early 2023.
CMS Releases Cost-sharing Limits for 2024 Plan Years
January 7th, 2023
On Dec. 12, 2022, the Centers for Medicare and Medicaid Services (CMS) released the maximum limits on cost sharing for 2024 under the Affordable Care Act (ACA).
