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Flood Insurance

Just an inch of water in your home or building can be devastating. More than an inch can be life changing. Flooding is typically excluded on most homeowner and commercial property policies however this important coverage can be purchased through a federal government program administered by various insurance companies. FIFS can help you determine your flooding exposure, and also purchase this coverage on your behalf. Contact FIFS if you are in a high or low risk flood zone, or if you simply have questions about flooding potential.

Flood Insurance FAQs

Is water damage included in my homeowners policy?

There are some types of water damage covered by a homeowners policy, but general flooding is excluded.

Is water damage included in my commercial property policy?

There are some types of water damage covered by a commercial property policy, but general flooding is excluded.

If my finished basement is damaged because of a flood, will my flood insurance cover the damage?

No. Flood insurance only covers damage to the floors above Base Flood Elevation (BFE).

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Ben

Insurance Advisor

Chad

Insurance Advisor

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Service Advisor

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Emily M

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Joanne

Service Advisor

Kate

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Martha

Service Advisor

Megan

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Rhonda

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Shawn

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“We couldn’t ask for anything more..."

They are experts in their field. They provide efficient, proactive, knowledgeable advice. And they work hard on our behalf. We couldn’t ask for anything more and I would highly recommend them for all your personal and business insurance needs.

Jessica M.
Telford

“A great community asset!"

I appreciate the expertise that FIFS provides in aligning product offering with what I actually need. I especially appreciate the professionalism and kind approach from their staff. They are a great community asset!

Robin L.
Perkasie

“The best at what they do!"

FIFS has been our church’s insurance connection for as long as I’ve worked here, 17 years. They have been there for every need, question and problem that we have had. They have responded to all issues with calmness, quick answers and clear guidance.

Leslie R.
Telford

“Second to none!"

FIFS service and personal attention is second to none! It is a pure pleasure dealing with Joanne for our business insurance and my homeowners insurance is always burden-free due to the knowledgeable staff.

Tim M.
Souderton

“...an A+ for their service..."

The strengths of FIFS are their staff and personal service. They are always quick to respond to phone calls or email. They go above and beyond what other companies might do. I would give FIFS an A+ for their service and expertise.

Cheryl O.
Spring Hill Realty

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