Life Insurance
Although statistics state that, on average, life expectancy is 79, the fact remains that some families may experience an untimely loss of a loved one. If the plans you’ve made depend on another’s income to fulfill those plans, how will they change in his/her absence? Life insurance is the simplest way to provide for your family in absence, and fulfill the plans that were established together.
Life Insurance FAQs
How much life insurance do I need?
A general rule of thumb is to request coverage in the amount of 5-10 times your annual salary. There are, however, a lot of factors that play into this, such as your current age, health history and total net worth.
Do I need to purchase a life insurance policy for my kids?
If a student is unable to repay educational loans, the parents are held responsible to pay them. Therefore, it is a good idea to purchase a life insurance policy for your children who are college students. The policy can be used to pay back the loans incurred. An added bonus is that the cost for this type of policy is very low.
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