ATV / Snowmobile Insurance

Do you enjoy the outdoors in all seasons by hitting the trails on your ATV or snowmobile? Whether you are trail riding, maintaining your property, hunting, or vacationing, FIFS has the coverage you need for your ATV or snowmobile.

ATV / Snowmobile Insurance FAQs

If my snowmobile is damaged while transporting it in my truck or on my trailer, will my auto policy cover the damage?

No. An auto policy does not cover damage to a snowmobile. A snowmobile policy can give you coverage for liability and physical damage.

Is my ATV covered under my homeowners policy?

No. A homeowners policy provides liability coverage while on your premises but does not extend to any other location. In addition, the homeowners policy does not provide physical damage coverage for your ATV unless it is used SOLELY to service your home property. If it has ever been used for recreational purposes, and ATV or UTV policy is necessary to provide theft, collision, and other coverages.

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I get great customer service from the FIFS team. They seem to know how to meet my insurance and investment needs and do it with a smile and prompt service.

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