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Motorcycle / ATV / Snowmobile Insurance

Motorcyclists are a community in and of themselves, often represented by the “wave” to other riders. It is a culture that prides itself on uniqueness and personalization, evident from the customizations of each owner’s motorcycle. The pride that goes into caring and maintaining a cycle should not be compromised by the insurance coverage. FIFS represents companies that know and understand the motorcycle community and that provide insurance products as specialized as the cycles they insure.

Do you enjoy the outdoors in all seasons by hitting the trails on your ATV or snowmobile? Whether you are trail riding, maintaining your property, hunting, or vacationing, FIFS has the coverage you need for your ATV or snowmobile.

Motorcycle/ATV/Snowmobile FAQs

I don't drive my motorcycle in the winter months. Can I drop the coverage when I'm not riding the motorcycle?

The insurance company considers where you live when setting the rates. If you live in an area that experiences winter, they understand you won’t be driving as much or at all during the coldest months. The premium is lower than in year-round warm areas. Because of this you do not need to cancel and reinstate a policy during the cold months.

Do you insure custom built motorcycles?

Yes. A custom built motorcycle is unique and we will build a policy as unique as your ride.

If my snowmobile is damaged while transporting it in my truck or on my trailer, will my auto policy cover the damage?
No. An auto policy does not cover damage to a snowmobile. A snowmobile policy can give you coverage for liability and physical damage.
Is my ATV covered under my homeowners policy?
No. A homeowners policy provides liability coverage while on your premises but does not extend to any other location. In addition, the homeowners policy does not provide physical damage coverage for your ATV unless it is used SOLELY to service your home property. If it has ever been used for recreational purposes, and ATV or UTV policy is necessary to provide theft, collision, and other coverages.

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Ben

Insurance Advisor

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Insurance Advisor

Emily B

Service Advisor

Denise H

Service Advisor

Emily M

Service Advisor

Joanne

Service Advisor

Kate

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Martha

Service Advisor

Megan

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Rhonda

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Shawn

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“We couldn’t ask for anything more..."

They are experts in their field. They provide efficient, proactive, knowledgeable advice. And they work hard on our behalf. We couldn’t ask for anything more and I would highly recommend them for all your personal and business insurance needs.

Jessica M.
Telford

“A great community asset!"

I appreciate the expertise that FIFS provides in aligning product offering with what I actually need. I especially appreciate the professionalism and kind approach from their staff. They are a great community asset!

Robin L.
Perkasie

“The best at what they do!"

FIFS has been our church’s insurance connection for as long as I’ve worked here, 17 years. They have been there for every need, question and problem that we have had. They have responded to all issues with calmness, quick answers and clear guidance.

Leslie R.
Telford

“Second to none!"

FIFS service and personal attention is second to none! It is a pure pleasure dealing with Joanne for our business insurance and my homeowners insurance is always burden-free due to the knowledgeable staff.

Tim M.
Souderton

“...an A+ for their service..."

The strengths of FIFS are their staff and personal service. They are always quick to respond to phone calls or email. They go above and beyond what other companies might do. I would give FIFS an A+ for their service and expertise.

Cheryl O.
Spring Hill Realty