Life happens and people get sued. It’s that simple. What do you stand to lose?
Your liability exposures can ultimately expose your assets to a law suit. Without a crystal ball you don’t know what tomorrow will bring, but an umbrella policy from FIFS can give you the peace of mind that your assets will be protected no matter what’s around the next bend.
If any of these describe you, a personal umbrella policy should be considered:
Own a home
Have children living in your home
In a high profile or target occupation
Serve on a Board of Directors
A business owner
Have a high net worth
Own a seasonal or rental property
Retired or nearing retirement
Ride recreational vehicles
Operate a boat
Umbrella Policy FAQs
What is covered by an umbrella policy?
An umbrella policy is liability insurance. If there is an accident, people are injured, and the damages are more than the coverage on your homeowners or personal auto policy; the umbrella provides an additional layer of coverage.
Does the umbrella only apply to personal auto and homeowners accidents?
What is included depends on which policies you choose. If you have a personal auto and homeowners policies, they are required to be included with the umbrella. If you have other policies (i.e. motorcycle, travel trailer, snowmobile, etc.) you decide whether or not to include them on the umbrella policy.
Contact an Advisor
I get great customer service from the FIFS team. They seem to know how to meet my insurance and investment needs and do it with a smile and prompt service.
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