Umbrella Policy

Life happens and people get sued. It’s that simple. What do you stand to lose?

Your liability exposures can ultimately expose your assets to a law suit. Without a crystal ball you don’t know what tomorrow will bring, but an umbrella policy from FIFS can give you the peace of mind that your assets will be protected no matter what’s around the next bend.

If any of these describe you, a personal umbrella policy should be considered:

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Own a home

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Have children living in your home

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In a high profile or target occupation

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Serve on a Board of Directors

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A business owner

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Have a high net worth

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Own a seasonal or rental property

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Retired or nearing retirement

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Ride recreational vehicles

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Operate a boat

Umbrella Policy FAQs

What is covered by an umbrella policy?

An umbrella policy is liability insurance. If there is an accident, people are injured, and the damages are more than the coverage on your homeowners or personal auto policy; the umbrella provides an additional layer of coverage.

Does the umbrella only apply to personal auto and homeowners accidents?

What is included depends on which policies you choose. If you have a personal auto and homeowners policies, they are required to be included with the umbrella. If you have other policies (i.e. motorcycle, travel trailer, snowmobile, etc.) you decide whether or not to include them on the umbrella policy.

Contact an Advisor

Ben

Insurance
Advisor

Chad

Insurance
Advisor

Emily

Service Advisor

Denise

Service Advisor

Kate

Service Advisor

Shawn

Service Advisor

Megan

Service Advisor

Rhonda

Service Advisor

How can we help?

Other Personal Insurance Options

Homeowners InsuranceAuto InsuranceUmbrella InsuranceAntique Vehicle InsuranceWatercraft InsuranceMotorcycle InsuranceRental InsuranceATV Snowmobile InsuranceDisability InsuranceMotorhome InsuranceMedicare OptionsLife InsuranceFlood InsuranceIndividual Family Health PlansWedding InsuranceLong Term Care Insurance

We are very thankful to get to work with you all at FIFS and have been nothing but pleased with the exceptional service you all provide.


Rachel Y.

Kutztown

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