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Next Level Business Management

At FIFS, we are dedicated to working with businesses to improve the overall health of your company using strategies to manage risk, control utilization, and ultimately improve your bottom line.

Our 4-Step Process ensures lasting results*:

1. DISCOVERY

We meet with you to understand your business and identify potential risks, both internal and external. Historical data, checklists, and brainstorming are utilized in the discovery process. This information is analyzed to determine the likelihood and potential impact on your business if risks occur in the future.

2. STRATEGY

We develop a clear, actionable plan tailored to your business to reduce risks and achieve compliance.

3. IMPLEMENT

You put the recommended changes into place, moving away from old habits that may be driving claims and costs.

4. MONITOR

We work closely with you to track progress, adjust the plan as needed, and measure success. Are injuries declining? Are claims and premiums being reduced? We ensure you stay on the course.

If you have employees, they just may be your greatest asset. Contact us today to explore options to reduce headaches and frustrations stemming from employee-related compliance and injuries.

Did You Know…?

Each workers compensation claim not only drives up your premiums, but the added costs compound over time—turning workers compensation into more of a loan than an insurance benefit. Employers end up repaying the expenses over a three-year period, and the more claims there are, the higher the premiums climb.

We help businesses break this costly cycle by putting safety measures in place that keep employees on the job and support faster, safer returns to work after an injury. By reducing workplace injuries, we help employers lower their workers compensation premiums and protect their bottom line.

*In partnership with Keystone Insurers Group

Do any of these describe your business or business culture?

  • Employees come to you with questions about their medical bills associated with the employer-sponsored health insurance and no one has time or knows how to assist them.

  • You either don’t have an employee handbook, or your current handbook hasn’t been updated in over five years.

  • Your current insurance agent for your benefits plans doesn’t meet with you annually to review plan options.

  • Keeping up with new laws and regulations concerning employment practices requires more time than you have available, so they are not being followed.

  • You struggle to decide what benefits to offer your employees to improve employee retention.

  • No one has time to manage the compliance regulations related to employee benefits, so they are being ignored.

  • You are continuously renewing the employee benefits with the same plan each year to avoid evaluating options because they are too overwhelming.

  • The employee-related contract you have been using is over 20 years old and you need someone to review it or recommend an updated version.

  • The employee records for terminated employees are in a bankers box and you don’t know whether they need to be retained or shredded.

  • Your business production is down due to employee injuries.

  • Potential revenue is spent on high workers compensation premiums.

  • Your employees tell you that they can take leave as part of the Family and Medical Leave Act (FMLA) but you aren’t sure if your business is included in the FMLA guidelines and you don’t know who to ask about it.

  • Sometimes you have quick human resources questions, and you don’t have someone you can call to ask. Using a lawyer for the questions would be very expensive, so you spend an hour searching online for your answers and don’t trust what you’re finding.

  • You believe being able to transfer some responsibilities to a human resources manager would solve some of your problems and free up your time to expand the business, but best practice says a business your size doesn’t warrant a full-time HR manager.

  • You could benefit from having a human resources manager but would only need someone in a part-time role. Filling the part-time position is nearly impossible in this current economic environment.

If any of these statements describe your business or business culture, FIFS Employer Advantage is here to help.

Contact An Advisor

Kyle

Insurance Advisor

Jim

Insurance Advisor

J.R.

Insurance Advisor

Brett

Insurance Advisor

Julie

Service Advisor

“We couldn’t ask for anything more..."

They are experts in their field. They provide efficient, proactive, knowledgeable advice. And they work hard on our behalf. We couldn’t ask for anything more and I would highly recommend them for all your personal and business insurance needs.

Jessica M.
Telford

“A great community asset!"

I appreciate the expertise that FIFS provides in aligning product offering with what I actually need. I especially appreciate the professionalism and kind approach from their staff. They are a great community asset!

Robin L.
Perkasie

“The best at what they do!"

FIFS has been our church’s insurance connection for as long as I’ve worked here, 17 years. They have been there for every need, question and problem that we have had. They have responded to all issues with calmness, quick answers and clear guidance.

Leslie R.
Telford

“Second to none!"

FIFS service and personal attention is second to none! It is a pure pleasure dealing with Joanne for our business insurance and my homeowners insurance is always burden-free due to the knowledgeable staff.

Tim M.
Souderton

“...an A+ for their service..."

The strengths of FIFS are their staff and personal service. They are always quick to respond to phone calls or email. They go above and beyond what other companies might do. I would give FIFS an A+ for their service and expertise.

Cheryl O.
Spring Hill Realty

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