Inland Marine
Inland marine covers property shipped over land. Just about anything that needs to be moved by rail, truck, car, or temporarily stored by a third party can be protected by an inland marine policy for coverage if damaged or stolen. For some businesses, the property being moved is the most valuable asset, such as contracting equipment or construction machinery. We can help you insure them for damage and theft.
When an Inland Marine policy or endorsement helps: Products are damaged during transportation or storage.
Examples of affected industries: Retail, manufacturing, transportation, and construction.
While not everyone needs inland marine insurance, you should consider it if you can answer yes to any of these questions:
Do you transport or store equipment and tools between locations (e.g., construction sites)?
Do you travel to trade shows, exhibitions, or conventions?
Do you often transport packages or transport property over land?
Do you transport items that are of high value?
Do you operate a food truck or offer catering services?
Do you transport raw materials or finished goods over land?
Do you store items in a warehouse or on another person’s property?
Do you have custody of customer items or property (e.g., repair shop, building supplies)?
Do you use a business vehicle with a trailer tow (e.g., landscaping equipment)?