Let’s talk about an important home insurance topic: attractive nuisance liabilities. A “No Trespassing” sign isn’t enough protection when you have a pool, a pond or another fixture that attracts children.
You might be at ease with your neighbors and feel like added protection isn’t necessary. But the kids in your neighborhood could also feel comfortable using your pool or trampoline without adequate supervision.
It’s best to take preventive measures and safely secure the attractive nuisances on your property:
Do you have any of the following in your yard?
- Playground equipment or swingset
- Ladders or scaffolding
- Trampoline
- Construction material or equipment
- Building site or open pit/hole
- Zip line
- Outdoor power tools or equipment
- Nonworking vehicle
- Treehouse
- Fish pond or decorative fountain
- Farm equipment
- Open well
- Outside or discarded appliance (such as a refrigerator)
- Swimming pool
- Weapon
If there’s a risky situation on your property and you don’t take action, you can be liable for injuries even to uninvited visitors. Check your liability insurance policy to make sure you have sufficient coverage for the attractive nuisances on your property.
Contact FIFS today at 267.384.5300 or info@fifs.com to discuss your coverage.